Enter the reducing-balance rate and term shown in the lender’s written offer.
Reducing balance · private calculation
Egypt loan payment calculator
Enter the loan amount, nominal annual reducing-balance rate and term. Masr Pocket estimates the monthly instalment and total cost without asking for your name, ID or bank details.
No bank connectionRuns in your browserEnglish + العربية
Amounts only — no name, national ID, bank, account or card details.
Interest follows the outstanding principal
Use the nominal annual reducing rate in the written lender offer
Add one-time and monthly charges
Insurance, taxes and unentered charges remain outside the estimate
No identity or banking fields
Your amounts are calculated in the browser
Before you sign
Compare the written offer, not an advertised headline.
CBE consumer guidance says customers have the right to know the interest rate and all related fees and commissions before applying. Ask the lender for the rate type, every charge and the official repayment schedule.
Frequently asked questions
How is the monthly payment calculated?
The calculator converts the nominal annual reducing-balance rate into a monthly rate and uses the standard equal-payment amortisation formula.
Is a flat rate the same as a reducing-balance rate?
No. A flat rate is applied to the original principal for the whole term. Do not enter a flat rate here without converting it.
Does the result include every bank charge?
Only the optional fees you enter. Insurance, stamp tax, late fees, early-settlement charges and other product costs are excluded unless entered.
Is the CBE lending rate my personal-loan rate?
No. A policy or market-average rate is not a retail loan offer. Use the rate and charges disclosed by your lender.
Does this result mean I qualify for the loan?
No. It estimates payments only and does not assess eligibility or approval.
Does Masr Pocket save my loan details?
The calculation runs in your browser and does not need identity, account or card details.